Business Lending

    From Application to Funding in 24-48 Hours

    Black Tie Funding Platform

    Business owners hate waiting weeks for loan decisions. We built a lending platform with AI-powered underwriting that analyzes applications in minutes, not days. Most deals now close in 24-48 hours.

    Black Tie Funding Platform project screenshot
    24-48hrs

    At a Glance

    Key results and metrics from this project.

    24-48 hours
    Funding Speed
    < 10 minutes
    Application Time
    95%
    Approval Accuracy
    +150%
    Loan Volume

    The Challenge

    Traditional underwriting took 1-2 weeks. Business owners needed capital fast but were stuck waiting. Applicants would go to competitors while waiting for decisions. The manual review process couldn't scale, and the company was losing deals to faster lenders.

    The Solution

    What we built to solve the challenge.

    • Simple application flow
    • Real-time status tracking
    • Document upload with verification
    • Offer comparison and acceptance

    • Bank statement parsing and analysis
    • Credit and business data integration
    • Automated document verification
    • Compliance and audit logging

    • AI underwriting risk assessment
    • Fraud detection and prevention
    • Offer optimization based on profile
    • Default prediction modeling

    Key Capabilities

    Fast ApplicationAI UnderwritingDocument AnalysisRisk AssessmentRapid Funding

    Technology Stack

    ReactPythonPostgreSQLPlaidML ModelsAWS

    The Business Impact

    Measurable results and transformation.

    24-48 hours
    Speed
    < 10 minutes
    Application
    95%
    Accuracy
    +150%
    Volume

    The AI-powered platform transformed funding speed from weeks to 24-48 hours. Applications take less than 10 minutes. AI underwriting achieves 95% accuracy with fraud detection built in. Loan volume increased 150% as the company could process more deals faster.

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